Privacy Policy

By using the Website, you hereby consent to the use of your information as we have outlined in our Privacy Policy.

Third Party Links/Offers

This Website may provide links to other websites or resources. Since XpertFinance has no control over such third-party websites and resources, you acknowledge and agree that XpertFinance is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. Your interaction with any third party accessed through the Website is at your own risk, and XpertFinance will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.

Display of Financial Products

Display of loan, mutual funds, credit card or other financial products, offered by third parties, on the Website does not in any way imply, suggest, or constitute any sponsorship, recommendation, opinion, advice or approval of XpertFinance in favor/against such third parties or their products. XpertFinance is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties. Your interaction with any third party accessed through the Website is at your own risk, and XpertFinance will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties. XpertFinance’s financial partners have sole discretion in approving applications for financial products through the Website, and XpertFinance shall not be held liable for any delay, rejection or approval of any application made through its Website.

Disclaimer of Warranty

The Website and all content and Services provided on the Website are provided on an 'as is' and 'as available' basis. XpertFinance expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and security and accuracy. XpertFinance makes no warranty, and expressly disclaims any obligation, that the content will be up-to-date, complete, comprehensive, accurate or applicable to your circumstances; the Website will meet your requirements or will be available on an uninterrupted, timely, secure, or error-free basis; the results that may be obtained from the use of the Website or any Services offered through the Website will be accurate or reliable; or the quality of any products, services, information, or other material obtained by you through the Website will meet your expectations.

Limitation of Liability

XpertFinance (including its officers, directors, employees, representatives, affiliates, and providers) will not be responsible or liable for any direct, special, exemplary, punitive, indirect, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with any failure or delay, use of the Website or content, performance or non-performance by us or any provider, or any damages to or viruses that may infect your computer equipment or other property as the result of your access to the Website or your downloading of any content from the Website.

Indemnity

You agree to indemnify and hold XpertFinance (and its officers, directors, agents and employees) harmless from any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses arising out of or related to your breach of this Terms, violation of any law or the rights of a third party, or your use of the Website.

Waiver

Any failure or delay by XpertFinance to enforce or exercise any provision of these Terms, or any related right, shall not constitute a waiver by XpertFinance of that provision or right. The exercise of one or more of XpertFinance’s rights hereunder shall not be a waiver of, or preclude the exercise of, any rights or remedies available to XpertFinance under these Terms or in law or at equity. Any waiver of any provision shall only be effective if made in writing and executed by a duly authorized officer of XpertFinance.

Force Majeure

If performance of Services/Website by XpertFinance is prevented, restricted, delayed or interfered with by reason of labour disputes, strikes, acts of God, floods, lightning, severe weather, shortages of materials, inducement of any virus, malware, trojan or other disruptive mechanisms, any event of hacking or illegal usage of the Website, utility or communication failures, earthquakes, war, revolution, acts of terrorism, civil commotion, acts of public enemies, blockade, embargo or any law, order, proclamation, regulation, ordinance, demand or requirement having legal effect of any government or any judicial authority or representative of any such government, or any other act whatsoever, whether similar or dissimilar to those referred to in this clause, which are beyond the reasonable control of XpertFinance and could not have been prevented by reasonable precautions, then XpertFinance shall be excused and discharged from such performance to the extent of and during the period of such force majeure event, and such non-performance shall, in no manner whosoever, amount to a breach by XpertFinance of its obligations herein or incur any legal liability on XpertFinance.

Additional Terms (continued)

mutual funds, credit cards or other financial products that you may apply on the Website. You will observe these other terms and conditions. The laws of the India, without regard to its conflict of laws rules, will govern these Terms, as well as your and our observance of the same. If you take any legal action relating to your use of the Website or these Terms, you agree to file such action only in the courts located in Chennai, India. In any such action that we may initiate, the prevailing party will be entitled to recover all legal expenses incurred in connection with the legal action, including but not limited to costs, both taxable and non-taxable, and reasonable attorney fees. You acknowledge that you have read and have understood these Terms, and that these Terms have the same force and effect as a signed agreement. This paragraph shall survive termination of this agreement. XpertFinance reserves the right to make changes to the Website, related policies and agreements, this terms of use and the Privacy Policy at any time as it deems fit and proper, including but not limited to comply with changes in law or regulation, correct inaccuracies, omissions, errors or ambiguities, reflect changes in the process flow, scope and nature of the Services and ancillary services, company re-organization, market practice or customer requirements. Upon any change, XpertFinance will notify the updated Terms on the Website or other means. Your continued use of the Services and ancillary services constitutes acceptance of the changes and an agreement to be bound by Terms, as amended. If you do not agree to the changes, you may please discontinue your use of the Services. These terms of use were last updated on 27th April, 2021.